Paid Companion Workbook · $67

You Have The Kit. Now Build The Plan.

The Black Tax Boundary Kit gave you a starting number and three scripts. The Giving Plan Workbook is where the rest of the plan gets built: a full picture built around your specific income, your specific family, your specific goals.

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222+Podcast Episodes

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What's Inside

Four previews from the six modules, so you know exactly what you're building toward.

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The Two Cups The framework for understanding why giving from an empty cup eventually costs you everything, and what it actually means to give from steady instead.

Your Real Number Not a rounded guess. A full worksheet that builds your actual sustainable giving number around your real income, real obligations, and real goals.

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Four Hard Conversations Word-for-word scripts for the four conversations that come after the first "no": the follow-up ask, the extended family request, the guilt trip, and the one disguised as an emergency.

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Obligation vs. Manipulation A clear-eyed distinction between honoring real family obligation and recognizing when a request has crossed into manipulation, so you know which one you're actually facing.

This workbook is for you if...

You've already named the pattern. Here's where it stops being a feeling and starts being a plan.

You have a number from the free Kit, and you're ready to build the plan around it.A starting number is a beginning, not a finished plan. This is where it becomes one you can actually live by.

You've had the first hard conversation. You need the other three.The follow-up ask, the extended family request, and the one disguised as an emergency all need their own language, not a repeat of the first script.

You suspect a specific relationship has crossed a line.There's a real difference between honoring family obligation and being managed by guilt. You want to know which one you're facing, and what to do about it.

You're giving from fear more than intention.You want that to change, with a plan sturdy enough to hold both your family and your own future at once.

Written By Simone W. Johnson-Smith

I spent over fifteen years in U.S. federal service, including postings in Mexico, Ghana, Sierra Leone, and Cuba, before building Thrive Abroad. My work sits at the intersection of cultural identity and financial empowerment, grounded in research and in my own life as a Jamaican-born, Christian, high-achieving immigrant.

I wrote this workbook because I spent years prioritizing the needs of others, taking on weighty responsibility before I could handle it, and sending money home while quietly building nothing for myself here, excelling on paper while something underneath still felt unresolved. As the eldest daughter in my own family, I carried this long before I had language for it. The plan and the scripts inside are the ones I built for myself first.

Certified Intercultural Strategist Author, Decoding America Host, The Immigrant Experience in America

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Build The Plan.

Six modules, a full worksheet, and word-for-word scripts for the conversations the free kit doesn't cover. $67, instant access.

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$67 · One-time payment · Instant access after checkout

Not sure this is the right starting point?

Here's what comes before and after this workbook.

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The Black Tax Boundary Kit

Start with the free guide: name the pattern, find your starting number, and get three scripts for the moment it gets hard. Come back here once you have your number.

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Working, earning, and ready to build wealth without losing yourself. Let's talk about your giving number, your goals, and The Immigrant Wealth Code.

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